Cell Phones Bad Credit » cell phones for bad credit http://cellphonesbadcredit.net All about helping you get cell phones and service with bad credit Tue, 29 Jun 2010 22:14:10 +0000 en hourly 1 http://wordpress.org/?v=3.0.1 Free Cell Phones for Bad Credit http://cellphonesbadcredit.net/free-cell-phones-for-bad-credit/ http://cellphonesbadcredit.net/free-cell-phones-for-bad-credit/#comments Sun, 03 Jan 2010 10:04:58 +0000 admin http://cellphonesbadcredit.net/?p=30 So what can a person do when they want to get free cell phones for bad credit situations? If you found this particular article you likely have already been to various cell phone stores and have been unsuccessful in giving any type of cell phone or cell phone service. Getting denied simply on the basis of credit problems can be a really embarrassing experience and sometimes can add real stress when you’re in a situation which requires the cell phone quickly and cheaply. Sometimes these stores and retailers will simply straightforwardly decline your request, or in other circumstances they may have you pay egregiously high fees to compensate for your poor or bad credit history. The fact is however you really can get free cell phones for bad credit situations and people who simply have no credit to begin with, this has especially become the case during these current economic times.

The fact is you very well may be able to get all sorts of free cell phones for bad credit, but you still may have to provide some sort of security deposit. Here’s an example of what one of the most well-known companies will typically do:

Verizon which is considered to be the largest cellular carrier available these days will often ask for a 400 or more security deposit if you are very poor or bad credit. What they will do however, is pay this back to you after about a year’s time and then give your account the $400 credit back. This is great because it means you won’t have to pay your bill for quite some time if you need to get back on your feet for reveries. But really, what this means is that for about 18 months, your phone isn’t really free until those months are up, but it’s a fantastic way to get a decent cell phone and cell phone service.

Always keep in mind however to look up different reviews for different cell phone models and different cell phone companies and providers to see which ones have the highest customer satisfaction rating. Just because you have bad credit or no credit at all doesn’t mean that you’re not entitled to be treated like any other customer. Be sure not to forget that you are a valued customer and don’t let the pushy salesman or companies pigeonhole you into a particular service, plan, phone model that may not be appropriate for you just so you can get a cheap or free cell phone.

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]]> http://cellphonesbadcredit.net/free-cell-phones-for-bad-credit/feed/ 0 Cell Phones For Bad Credit http://cellphonesbadcredit.net/cell-phones-for-bad-credit/ http://cellphonesbadcredit.net/cell-phones-for-bad-credit/#comments Fri, 11 Dec 2009 12:09:42 +0000 admin http://cellphonesbadcredit.net/?p=15 There are all sorts of options for cell phones for bad credit customers, the most common method though and by far the easiest and most effective way to deal with cell phones bad credit situations, is to go with a prepaid plan or prepaid phone. They’re really only two types of plans when you come down to it, the prepaid type and the standard billing type. Prepaid plans are really more like a debit card where you can only use the amount of money that’s in your actual account and you can never go over. Billing cell phone plans are more like credit cards by the fact that they allow you to use your cell phone over the allotted time and take the risk of letting you use their service on a monthly or yearly basis, but you’ll also pay fees for going over.

This is why credit checks are so prevalent within the service provider industries that deal with standard billing plans. The company wants to know whether you’re really going to pay your bills on time or not so they can pay its various lenders on time as well. Several fantastic cellular phone companies won’t ever have a problem billing you for their service even if you go over your limits, but for those who have a bad credit history it’s an entirely different story, but there are a few options available as I mentioned, like going with prepaid cell phones and cell phone plans.

In case there are people with bad credit histories, cell phone companies will more often than not demand very pricey deposits before they’ll even consider you for a billing plan. This is to make sure the service provider’s money is safeguarded. If your credit is not terrible but it’s just not the greatest you may want to go with partial billing and set a credit limit, this kind of plan is a hybrid between prepaid phones and standard billing phone plans. This essentially means that you still pay a monthly fee but you can’t go over your limit like you could with a traditional billing plan. As I mentioned earlier,if these options don’t work for you, you can always go with a prepaid cell phone plan. These usually never require any credit history checks or contracts since the payment has already been paid in full to the service provider, so there is nothing to worry about. This is one of the best ways to get cell phones for bad credit customers. What’s great about this is that these cell phone customers can also keep track of their finances a lot easier and ahead of time without worrying about if they’re going over their minutes during an emergency or a time when they really need their cell phone.

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