Verzion tends to be the most expensive of the bunch because they are the biggest service provider in the US, however they have started to implement their own prepaid cell phone service with bad credit programs in the form of day-to-day plans. They have a variety of prices ranging from a pre-paid basic plan where you simply pay a flat fee for all of your basic voice calls all the way up to $3.99 per day for unlimited domestic calling, you can either provide your own compatible cell phone or purchase one of theirs directly from their store. AT&T has their GoPhone service which has phones that range all the way from $45 all the way up to $200 and more, these phone packages usually come with about 25 minutes in here time credit or more into the refill either by purchasing more credit or are simply paying directly for your phone as you use it.

T-mobile tends to be the most forgiving and friendly to folks looking for substantial cell phone service but also being in a bad credit cell phone situation as well. They have a variety of different options from simple pay-as-you-go options similar to the other companies and they also have flat rate monthly fees which start as little as $30-$40 per month and you can add different services and functionalities to your phone and increase your monthly rate but not be subscribed to a contract. Sprint also has very similar options in their pay as you go and prepaid cell phone service packages as well, their prices tend to be very similar to AT&T and Verizon. Regardless of which service provider you choose to go with, make sure you do plenty of comparison shopping on the Internet and in retail locations you can get the best possible deal, cell phone companies are perfectly happy and willing to match any deal that may be coming from one of their competitors so that they can get your business, so don’t be shy about bringing it up.

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The reason I advise going with a low cost or low-end cell phone or handset device is because when you do go to apply for your cell phone or cell phone plan your more likely to give accepted because often whether you are accepted or not is not only based on your credit but the type of cell phone model that you wish to get along with the plan that may be necessary to have the company that cell phone. The Apple iPhone would be a fantastic example of this, getting this type of phone when you have bad credit is virtually impossible because not only is this a high-end cell phone that’s very expensive, but the type of cell phone plan that’s needed to run the basic functions let alone the full gamut of functions on a cell phone. These types of services offered require data function on text messaging and other more robust features, and as such they cost much more so you want to avoid going for smart phones or really expensive and fancy models and plans so that you can get approved.

The fact is that every different mobile network and cell phone company has a different standard for credit checking, so if you’re looking to get any sort of bad credit cell phone plan or model, I advise researching the different online service providers that are out there. This is because when you deal with these companies directly you’re more likely to be approved than if you went through a third-party retailer, plus there’s also a lot less red tape when doing so. Often these cell phone carriers will have their own internal credit scoring systems that are much more accurate and up to date than the ones used by third-party manufacturers, so going this route to get a bad credit cell phone service plan may be one of the best choices. This doesn’t mean however that you can’t go to some of the big cell phone carriers in your particular country and see if they provide any options for cell phone service with bad credit mentioned above, in these economic times many of them do. This can be either AT&T or Verizon and in the US as well as T-Mobile, in the UK for example, you can go with some of the easier companies to get accepted by like Vodafone, Orange, or 3 Mobile.

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